But Krewski said that overall people generally have a good ability to recall the number of phone calls reasonably accurately, and tend to overestimate callduration by about 40 percent.
And even if investigators intercept a Skype call by tapping a suspect's internet connection, its strong encryption means they are likely to be able to determine only the time and the duration of the call.
Generous loan covenants give managers more flexibility to work through their debt, and lenders are keen to extend the duration of loans rather than call them in and face more write-downs.