They have played for time by refinancing loans to struggling property developers ever since the 2008 housing bust.
ECONOMIST: Spain is home to some of Europe��s most vulnerable banks
Falling interest rates boosted house prices and allowed consumers to tap into this money by refinancing their mortgages.
President Obama has a plan to help millions of responsible homeowners save hundreds of dollars each month by refinancing.
Junk bond issuers have also been busy strengthening their balance sheets by refinancing at low rates and longer maturities.
Is the amount you save every month by refinancing to a lower rate and a lower monthly payment significant to you?
Mobile homes are cheap enough that buyers don't save much by refinancing.
The totals exclude mortgages, partly because home-loan volume is driven by refinancing.
And that's why we've launched a housing plan that will help millions of responsible homeowners save money by refinancing or modifying their mortgages.
President Obama has proposed a plan that will help millions of responsible homeowners save hundreds of dollars each month by refinancing their mortgages at today's historically low interest rates.
Separately, by refinancing to a significantly lower interest rate, some borrowers can end up with a lower monthly payment than they were previously paying despite ending up with a bigger loan.
Even a seven-month low for 30-year mortgage loan rates failed to stimulate buyers with the purchase index falling by 1.4%, although some home owners took advantage by refinancing at lower rates.
FORBES: Gap Chief Spins Yarn Investors Find Hard to Swallow, Beazer Junk Sells Off
The real estate boom and low interest rates have allowed people to squeeze more money out of their homes by refinancing or taking out second mortgages on suddenly much more valuable property.
Consumers will effectively increase incomes by refinancing mortgages.
Another risk is if an investor buys a premium priced bond and the borrower prepays by refinancing or selling the home then the Note is paid back at par and the investor loses the premium.
FORBES: A Haven From A Eurozone Crash: Investment Grade Bonds
For example, if a customer could potentially save 300 dollars a month while paying 250 dollars more into the principal by refinancing, why would this not be a benefit to both the lender and the borrower?
In the euro area, it is much harder to turn capital gains into cash by borrowing more as home prices rise or to benefit from falling interest rates by refinancing fixed-rate mortgages, both of which have given a big boost to American household spending.
The flattening in home prices has contributed to the increase in delinquencies by making refinancing more difficult for borrowers with little home equity.
The homeowner has the right to pay off the balance at any time by moving or refinancing.
Others cannot qualify for the fixed-rate "prime" loans they need, or they are prohibited from refinancing by prepayment penalties meant to assure the lender that the borrower's high payments would continue for a minimum number of years.
Weekly MBA mortgage applications jumped by 15% as refinancing surged 23% through last weekend.
When the refinancing is complete by the end of June, Fiat will own 46 percent of Chrysler.
While refinancing activity rose by 30% to its highest in two years inspired by a nine-month low for 30-year mortgage rates, the purchase index declined by 0.9%.
The question before Mets fans: Can Wilpon and Katz use the successful asset to resurrect the unsuccessful one by employing cash from the refinancing to improve the team and boost attendance?
It is tempting to believe that the profits of regional banks have been driven up solely by America's mortgage-refinancing wave.
ECONOMIST: Hard times have been good to America's smaller banks
Meanwhile, the Mortgage Bankers Association is reporting a 0.2 percent decline in weekly mortgage applications last week, while refinancing activity edged up by 0.8 percent.
Lending Tree might not be willing to out the bad guys, but I do give it credit for a function on its site that enables customers to compare the various components of their refinancing offers side-by-side.
FORBES: How To Refinance Your Home: A Personal Journey Part II
By 2006 the situation had become so bleak that Mr Ford and Don LeClair, then his finance director, decided to undertake a dramatic refinancing of the business by raising bank loans secured against the company's assets.
U. and Euro zone countries: exceptional programs, refinancing of the Greek banks by the European Central Bank.
The four week moving average for the refinancing index also dropped, by 3.7%.
While they submitted a new refinancing application in early March, helped by a legal services group, they received notice from the bank last week to start over and submit a new application, he said.
应用推荐