After all, what is it worth being able to drive across bridges without fear of plunging to certain death? (By mycalculations our bridge failure rate is one in three hundred and fifty thousand).
Bymycalculations, a 12% annual total return (including reinvested dividends) for the 10 years between March 2009 and March 2019 would leave the SPY at around 200, compared with a current price of about 154.