The lawsuit named Community Bank of Northern Virginia and Guarantee National Bank of Tallahassee, which were involved in originating the loans, as well as PNC Financial and GMAC (now Ally Financial), who were accused of buying the loans with knowledge they had illegally high fees rolled into them.

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There will be some assumption of basic knowledge of Live, as most people interested in buying are probably using it already.

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However, their in-depth product and company knowledge is unnerving and their expectation of free stuff before buying can rule a vendor in or out of a deal.

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Share-buying by corporate insiders can have an outsize impact because it suggests that people with intimate knowledge of the company believe it is too cheap.

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With greater knowledge comes the confidence to do it yourself, whether it is actively picking stocks or buying and holding market indexes, through exchange-traded funds ( ETFs).

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