Few folks can afford the absurd expense of buying insurance out-of-pocket, and countless would-be entrepreneurs stay at unfulfilling jobs for this reason and this reason alone.
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The result is a hard look at other alternatives for funding of what is most families' largest single expense beyond buying a residence and planning for retirement.
But airport costs like terminal rents and landing fees and even the expense of buying or leasing jets, pale in comparison to the two biggest expenses at airlines: labor and fuel.
Depending on the price of gas, it can take quite a while for fuel savings to make up for the extra expense of buying a hybrid as opposed to a standard, gasoline-powered equivalent.
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But at the very least it is likely to raise the prices of electricity, natural gas and petrol, as energy firms pass on the expense of buying permits to their customers a ticklish prospect at a time when voters are already enraged by rising energy prices.
It's true that you might have expensive repairs from time to time, but if you choose your car carefully, you'll still come out ahead over the much higher expense of buying a car new and paying 5% or more in annual interest on an auto loan.
When a fund goes into a downward spiral of losses, redemptions and rising expense ratios, the buying and holding of fund shares cease to make sense.
That's true, in the sense that someone getting the Janus Twenty fund via Schwab bears the same 0.83% annual expense ratio as someone buying directly from Janus.
Sure, the Kindle is expensive, but the expense is a way of buying into the total commitment.
To smaller investors we recommend buying no-load funds with reasonable expense ratios.
Right now, the cost of buying servers is the largest data center expense, and power comes second, accounting for around 40 percent of operational costs.
But there is also a sinister element emerging - organised gangs taking advantage of disputes over land to make a fast profit by buying it at a cheaper price at the expense of both sides.
But you can dodge that load by buying Selected American Shares. (Annual expense ratios nearly match at 0.95% and 0.94%.) Davis and Feinberg took over Selected American Shares in 1995, and since then Selected's 12.2% annual return has outpaced the Davis fund's 11%.
They raise cash and help to shrink GE's balance sheet--at the expense of GE's reputation for buying smart and making earnings grow.
Likewise, buying a health-insurance policy from a college generally isn't a qualified expense but a parent might have an argument if the college requires all students to have coverage as a condition of enrollment, says Andrea Feirstein, managing director at AKF Consulting Group, which advises states that administer 529s.
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