Becoming a fiduciary is not prohibited but it does impose additional requirements and care to avoid conflicts of interest and self-dealing which can become the basis for a prohibited transaction.

FORBES: Another Perspective on the Shifting 401(k) Landscape: David Witz of Fiduciary Risk Assessment LLC (March 20,2008)

Charged with first-degree murder, she could spend the rest of her life in prison if convicted, but she insists it was an act of self-defense after months of taking care of a troubled teen.

NPR: Mich. Woman Wraps Up Testimony In Grandson's Death

But, unless they face an unusually long period of care, they are probably able to self insure.

FORBES: Should You Buy Long-Term Care Insurance? Maybe Not

The plan would see those needing long-term care receive it for free but it would be paid for by employees, the self-employed and pensioners who would be expected to contribute 1.5% of their earnings.

BBC: Jersey plans care home contribution plan