"It is scary, but I like the challenge, " she says.

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Getting home is going to be a challenge, but I like problem solving.

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This may sound like an unnecessary burden for small-business owners, but I challenge anyone to find a sector in our economy that is better positioned to help solve a looming financial problem than they.

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"I suspect it will not be car companies but actually someone like Apple or Facebook who will successfully challenge the car manufacturers, " says Leech.

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