Jonathan McQuade, Director of Business Management at the Ensemble Practice, says another reason for the shortage is a disparity in expectations.

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"In the post-crisis world, Wall Street firms don't want to get too close to the line, " said Clayton Rose, a professor of management practice at Harvard Business School.

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Harvard Business School (HBS) Professor of Management Practice, Joe Lassiter, left Arkansas for school in Cambridge and stuck around.

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Maintaining a 2% reserve in the MMI Fund is a prudent, make-sense business practice and although previous fund management practices may not have been able to deliver this reserve in the past, it is a welcome post-mortgage meltdown priority.

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Indeed, PublishOne's business plan is a good example of how digital-rights-management systems may work in practice.

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