For example, our small business lending through the SBA has actually gone up 70 percent.
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The British Chambers of Commerce has said there is a longstanding "structural fault" in business lending.
Second, we'll accelerate our efforts through the Treasury Department's Consumer and Business Lending Initiative.
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Most banks tightened their purse strings, while others got out of business lending altogether.
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Limiting the losses on risky small-business lending requires a detailed understanding of local businesses.
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Banks that do not increase small business lending in the first two years pay a 7% dividend.
He criticised the combination of ordinary banking, such as business lending and mortgage payments, and so-called casino banking.
One might argue that such risks are justified, because the SBA is an important source of small-business lending.
It would create new small business lending funds to unlock credit for entrepreneurs.
The Administration has also expanded small business lending though the Small Business Administration.
Economic flare-ups may be once again taking their toll on small business lending.
The same banks also account for the bulk of mortgage and business lending.
Still, SBA loans account for only a small fraction of overall small-business lending.
Two government-backed schemes, Project Merlin and Funding for Lending (FLS) have apparently had little effect on business lending so far.
In France, small-business lending as a share of the overall loan market stayed constant before, during and after the crisis.
The strategy now is to focus on what Clydesdale used to do rather better, in retail and small business lending.
Though Bermudez admits that credit spreads have widened a bit, he maintains that the small-business lending market has been relatively stable.
"We're not seeing any significant feed-through to business lending, " says Adam Marshall, policy director at the British Chambers of Commerce (BCC).
In France, Italy and the Netherlands, the pace of small-business lending rose more than five percentage points in 2010 from 2009.
As a vice president in the southwestern city of Rostov, he was able to jump-start small-business lending by galvanizing local banks.
Less than 30% of ITU's business is big-business lending, so this stock is a bet primarily on consumers and small businesses.
So there are a whole host of those issues -- the small business lending initiative also that has to be worked on.
Deposits, investment banking and small business lending also is on the rise.
And it sets up a new Small Business Lending Fund that will support Main Street banks that lend to Main Street businesses.
The Senate took up I think two days ago a cloture vote on our small business lending initiative that the House had previously passed.
And, we brought more than 1, 300 lenders back to making SBA loans at a time when other banks were cutting back their small business lending.
In the second half of 2011, commercial and industrial loans, the main category for business lending, grew by nearly 6%, according to Federal Reserve data.
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The Administration has looked at issues from workplace flexibility to wage inequality, and expanded small business lending to women businesses owners though the Small Business Administration.
All it really means is that banks are being pressurised into providing more credit to the economy than they take out of it, but with small business lending.
The reason we're proposing things like small business lending, the jobs and wages tax credit, the energy retrofit program, is because we think those will be particularly effective.
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