These borrowers, not to mention hundreds of builders and developers, are at risk too.
Councils, housing associations, builders and developers have until 20 December to apply to join the scheme.
At that level there is additional capital available for builders and developers.
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From 1 September, builders and developers of newly-built and converted properties will have to fill out a form which ensures all incentives are disclosed.
The money will go into a Low Income Housing Tax Credit (LIHTC) that will give tax credits to builders and developers of homes for low-income families and senior citizens.
The fund holds a number of Brazilian home builders and commercial developers.
Builders and real estate developers can also attract businesses that offer social areas, like coffee shops, to open near the area.
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But Mr Mustow admitted that much more needed to be done to ensure that farmers did not increase flood risk with land drainage schemes and that developers and builders ensured that new developments allowed water to drain into the soil rather than flushing into the sewers.
While construction-related businesses such as land developers, commercial builders, and foundation pourers are still seeing declining sales and are unlikely to be populating the job boards yet, we expect this to change by next year.
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It will become harder for golf course builders to deduct for easements on fairways and for developers to deduct for easements on green-space buffers between McMansions.
Home builders say smart home technology is one of the most commonly requested amenities among clients and developers have begun incorporating systems into new condo and rental projects.
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