This will not only help build up a nest egg for existing savers, but it's going to encourage workers who currently have no retirement accounts to start to save.

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Given a diagnosis of late-stage lung cancer, Walt took up cooking meth to build a nest egg and, later on, to pay his medical bills.

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The average investor and saver who is trying to build a nest egg for retirement should not be worrying about what Congress is up to, or which political party controls which branch of government, or whether there will be another stimulus.

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