She was used to spending freely on gifts and clothes, so she needed to rein in her budget, while her thriftier husband focused on ways to save, such as refinancing their mortgage.

FORBES: Connect

Relief coursed through me and we started planning what would become my Series A. Soon thereafter I gave notice at work, and my husband and I tightened our budget at home.

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Although the amount of money she and her husband made hadn't changed since the year before, they were beginning to stretch their budget.

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