His hand was rummaging through the clots of yarn and the buttons and crumbs that lined the bottom of his pocket, searching for the encased bullet.

NEWYORKER: The Tiger��s Wife

Instead of passing on the productivity gains to clients in the form of lower fees, advisors choose to pocket them and boost their bottom line.

FORBES: Financial Advisors Who Protest Too Much Are Probably Overcharging Clients

Those figures reflect the fact that higher-income consumers have much better insurance coverage--those in the top fifth spend 15.1% of their budget on personal insurance and pensions, compared to just 2.4% in the bottom fifth--so their out-of-pocket expenses are much lower, says Scott Hoyt, director of consumer economics at Moody's Economy.com.

FORBES: Magazine Article

Bottom line: With this new provision a biotech business can look to put big money in its pocket immediately.

FORBES: Magazine Article