But those efforts have failed to wow investors or do much to bolster the bottom line.

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To my knowledge, Fidelity never disclosed to 401(k) plan sponsors or participants that it had decided from 2004 to 2008, in order to bolster its own bottom line, to refuse to accept the fee discounts, rebates or revenue-sharing fund managers had agreed to pay and had been paying.

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They have also stressed that the turnaround strategy, Ford's broadest restructuring in 20 years, is a multiyear plan that will take time before it starts to truly bolster the company's bottom line.

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