Borrowers must read the terms of the note, outside of the initial monthly payment, to gain a full understanding on how much they can expect to pay throughout the life of their mortgage loan.

FORBES: The State of Negatively Amortizing Loans

Future borrowers of mortgage loans must understand that the note is the king of all documents that are comprised within the loan terms.

FORBES: The State of Negatively Amortizing Loans

On a similar note, conservatives have claimed that proper families, as they see them, are less risky borrowers.

ECONOMIST: Homosexuality

But champions of the emerging markets note that some issuers have explicit or implicit government support and that the biggest private-sector borrowers, including multinationals such as Mexico's Cemex, a cement company, have geographically diverse revenues.

ECONOMIST: Emerging-market debt