While Phase III ended on January 7th, we have launched a two-week bonus period for all of you who signed off for the holidays.

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If during this period the investment that generated the bonus turns into a loss, the firm has the right to take back some or all of the cash.

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The bonus was repayable as a loan over a period of several years, the people said, and until recently Mr. Makan owed Morgan Stanley several million dollars on the loan.

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Ireland opened the second period with a penalty try, crucially giving them a bonus point for their fourth try of the game, which O'Gara converted.

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With the Blues seeking a bonus point the visitors' resolve seemed to strengthen, though, and after seeing out the sin-bin period flanker Burban struck back, shrugging off Thomas in a bullocking run down the flank for his side's second try.

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