In Japan, the average equity exposure is far lower, where bonds account for 48.8% of funds.
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By the time you're ready to retire, you should have a large percentage of your retirement account in bonds.
On the one hand these bonds are troublesome, as buyers are difficult to find on account of limited juice being left in the bonds and their subsequent illiquidity.
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Essentially, an investor can just put money in an age-based investment option within a 529 college savings plan account and the money manager will automatically change the allocation of stocks and bonds to a mix that is less heavy in stocks and more heavy in bonds and cash as college draws near for the account beneficiary.
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The Institute for Policy Innovation released a study in 2003 that showed that a Ryan-Sununu-style personal account, if split between corporate bonds and equities, would yield roughly two-thirds more in benefits than Social Security promises.
Bonds with a maturity of more than ten years account for a third of the value of all outstanding bond issues.
It is the one the Bush campaign favours, being the average historical real yield of a portfolio that is 60% stocks and 40% bonds, minus 0.4% to take account of administrative costs.
Theoretically, Japan has enough savings to do this but in practice the savings don't get intermediated through the banking and life insurance companies and the trust fund bureau and the post office savings account in sufficient quantities to buy these bonds.
The advantage of a time-dated account is a healthy blend of stocks, bonds and global investments.
The government recently has simplified rules governing foreign investments in local bonds to attract capital flows and narrow its current-account deficit.
Most banking products are rapidly becoming tradable commodities: anyone can sell bonds, issue mortgages or offer various types of savings account.
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The payoff for putting up with these hurdles is a potentially higher tax-adjusted yield. (Muni bonds offer tax advantages over other types of bonds and are most beneficial when held in a taxable account.) You may have to dig, but short-term fears can create opportunities for those who are astute and selective.
At the time most funds were a vast collection of stocks and bonds that could barely match the returns on a bank savings account.
The easing comprises a number of technical tweaks, including increasing the level of reserves in the current account and boosting the Bank's purchase of bonds, both of which should increase flows of money into the banking system.
Whichever numbers you choose, central banks' increases in dollar reserves have been large compared with overall foreign purchases of American bonds, and huge compared with the size of the current-account deficit.
This means the account should be invested in less risky investments, such as bonds and cash, once the child reaches 13.
When he opened his account at PaineWebber, Lerma had most of his money in bonds and in stocks like Schlumberger and Guinness Plc.
This way, her retirement account will again be 65 percent in stocks and 35 percent in bonds.
Congress spent these surpluses, and the U.S. Treasury issued the Social Security Trust Fund special bonds, which can be redeemed whenever the Social Security system has a current account deficit.
Fact is, even investors who account for uncertainties in yield will protest that they still prefer loans over bonds because loans are safer.
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These people have tax-free bonds because their net yields are better than taxable fixed-income instruments, also taking into account the financial strength of the issuing entities.
In addition, we're working toward creating an expanded list of non-financial factors which need to be taken into account by public pension funds and other investment portfolio managers before purchasing international stocks and bonds.
Such liabilities might be bonds it has issued, money borrowed on the overnight markets, even that 3p left in my bank account each month after the mortgage has gone out.
See which government bonds have low debt-to-GDP, preferably under 30%, with low budget deficits and a current account surplus or strong current account balance in a country that is growing at least 3% GDP annually.
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