"We just stuck to the game plan and held them off, " captain Mat Bodie said.

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Mr Bodie suggests that restrictions on where pension funds put their money could strengthen the insurance system.

ECONOMIST: American pensions

Bodie is ecstatic that these flowers were more in line in representing him and his street life.

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Bett Padgett, who heads the Outer Banks Lighthouse Society, which petitioned the federal government for funds to restore Bodie Island's once-crumbling lighthouse, warns of solar flares knocking out satellites.

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Zvi Bodie, a finance professor at Boston University who specialises in pension funds, points out that the premium it charges companies to insure their pension schemes is not tied to risk.

ECONOMIST: American pensions