Depending on where a motorist lives, the particular blend of gasoline sold at a certain time of the year may have more or less energy content, which in turn results in better or worse fuel economy.

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The advantage of a time-dated account is a healthy blend of stocks, bonds and global investments.

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At the same time, many retailers have yet to effectively blend online and store loyalty programs, at least when it comes to redeeming points from one platform to another.

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There is a danger that over time quality will drop as other alleged malts are added to the blend.

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In that time frame, Morningstar reports, it has beaten 99% of its peers (funds aiming for a blend of value and growth in mid-size companies).

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