"Government policy is designed specifically to drive a wedge between global energy prices and energy bills, now and in the future, " said Mr Davy.

BBC: Rising fuel bills: Concern over govt 'Green Deal'

Possible future actions by the government between now and the 2012 elections: tax policy changes, stimulus spending, mortgage modification programs, etc.

FORBES: Why You Should Wait To Buy A House

Walking away now versus participating is the difference between the international community pursuing them to justice, and all the way, and a different future.

WHITEHOUSE: The White House

Glyph competitor Wallaby is currently betting on the in-between time, though, from what we have now, with the average credit cardholder owning between three and four cards in a physical wallet, to the vision of the future where everyone just uses their smartphones to make purchases.

FORBES: Check In to Maximized Credit Card Rewards With Glyph