As a result, almost all of us are best off with a group of diversified indexed mutual or exchange traded funds and ones that come with low expense ratios.
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As studies have long shown, most mutual-fund investors are best off sticking with cheaper passive index funds or exchange-traded funds.
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And we want you to start off with the best possible opportunities possible.
Ulster went on the attack from the start and were rewarded when Best finished off great forward play with an unconverted try after five minutes.
BBC: SPORT | Rugby Union | European Club | Ulster 8-24 Biarritz
But it was passed over at one of the season's other big awards, the Golden Globes, where "Avatar" walked off with the Best Drama prize.
The free-to-play game continues to gain steam around the globe, with an All-Star week in Shanghai, China that kicks off May 25 with the best players in five regions from around the world (North America, Europe, China, Korea and South East Asia) who were voted in by the community.
Roth expands it into a rich Louisiana picaresque, ranging far and wide as Benjamin tastes romance in Russia with the wife of an English diplomat (a beguiling Tilda Swinton), comes off second-best in an encounter with a German U-boat, and pursues Daisy, the love of his life, first to New York and then to Paris.
But the Bulls struck back with the best score off the match, substitute Karl Pryce finishing some dazzling play by older brother Leon and veteran club captain Robbie Paul with his side's eighth try.
It had an on again, off again relationship with Best Buy, the Apple store within CompUSA was tucked into a back corner and lacked the Apple specialists needed to work with customers, and a fling with Circuit City came as that chain was on its way out.
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With easy access to Wi-Fi functions, the NX210 allows quick sharing with friends and family, whilst with Samsung Mobile Link users can show off their best images on phones and tablets, or on the big screen with TV Link connecting the NX210 wirelessly to internet-enabled TVs.
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Such incubators typically take a large chunk of equity, which may scare off the entrepreneurs with the best ideas.
The Chili Peppers won awards for Pushing the Envelope and Must-Have Album, for Californication, while Bon Jovi walked off with the award for Best Video.
Not long after, Razzaq also got one to dart in and castle Tendulkar, who had shown glimpses of his best form with some delightful cover drives off his pads.
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But Watkins and Foreman are smart enough to know which of their collaborations turned out best, and they lead off the album with "When She's Near, " which is by far their most attractive, memorable song.
Malachy the Pekingese wobbled off the green carpet with the best in show bowl last February.
Fabio Cannavaro struck the post late on, while Milan Baros was off target with Liverpool's best chance.
Cook soon went on to his best score in Tests with a lovely cut off Watson, before a single to short fine-leg, facilitated by a misfield from the luckless Mitchell Johnson, gave him his maiden first-class double century.
Chrysler capped off its best October in five years, with sales rising 10% despite the three-day disruption of Hurricane Sandy. (Ford, for example, despite estimating that the storm cost the industry 20, 000 to 25, 000 sales, reported a small sales increase.) With gas prices declining and consumer sentiment rising, experts expect automotive manufacturers to experience gains into 2013.
"I think we were a fair way off playing our best cricket, both teams struggled with the bat on that wicket, " he said.
The genetically best-off will choose not to pool their risk with others, the worst-off will find that they have become uninsurable, and the insurance market will shrink.
Byrd's round was his best of the year, and he capped it off with a string of birdies that began with a 25-foot birdie putt on the par-three sixth green and ended with a wedge to six feet of the pin on eight.
Parnell is coming off his best season yet, going 5-4 with a 2.49 ERA and 61 strikeouts over 68 2-3 innings.
You might even decide that you're best off holding some funds through a supermarket but others directly with individual fund sponsors.
But as a lover of fine rums, Puerto Rico has been off my radar, with most of the best coming from places like Panama, the Dominican Republic, Guatemala, Trinidad, Barbados, Martinique, and Brazil.
Los Angeles is the home to one of the most enduring American dreams: Everyday, some of the best creative minds get off the bus from Anywhere, USA with dreams of becoming the next Hollywood phenom.
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Thus far, Mr. Maillot's "Opus 40, " with contributions from two American artists, best showed off the troupe.
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But Ulster regrouped in the best possible fashion with yet another line-break finally finished off by Steinmetz's try.
We top it off with our recommendations for wonderful new hotels ( Best New Hotels) from Wyoming to Belgrade, with some chilled-out tropical hideaways in between.
Best Buy (BBY) is off more than 8% after disappointing with third-quarter earnings.
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The asset-backed market is limited because it takes the best assets off Ford's books, leav-ing other creditors with less security.
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