There will be no celebration for the massive block of unemployed and underemployed Americans who have waited for years now for help beyond a benefit check.

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When both spouses are alive, the lower earner can opt to collect a monthly benefit check that is equal to 50% of his or her spouse's benefit.

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And last month, new powers came into force which allow investigators to cross-check suspect benefit claims with records held by other government departments, bank accounts, utility bills and university registers.

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By keeping these diseases in check, the drug benefit guards against potentially costly medical interventions in the future.

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The companies that may benefit include small firms such as Check Point Software (CHKP), Fortinet (FTNT), and Sourcefire (FIRE).

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The problem is that defined-benefit plans act like a blank check.

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Check out the Web of Benefit website at www.webofbenefit.org and see how to help.

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The check you will receive in the mail represents your benefit from the newest lowest rate which drops from 15 percent to 10 percent.

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An added benefit for the Gmail-addicted would be having an excuse to check your e-mail while cuddling.

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Check out this fact sheet to learn more about how women will benefit from the Affordable Care Act.

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