Edinburgh lock Craig Hamilton pounced and his hack downfield ended with Ben Cairns going over the try-line.
Substitute Ben May raced to the by-line before picking out the former Wimbledon and Chelsea midfielder arriving late in the box, and he made no mistake with a low drive.
England had missed a long-range penalty through Flood after Wallaby loose-head Ben Daley once again crumpled under pressure and when the visitors lost a line-out David Pocock hammered into midfield.
Although the store had electricity and a working phone line, employee Ben Newell said credit-card transactions weren't getting through.
Luke Burgess, Dean Mumm, Lachie Turner, Ryan Cross, Richard Brown, Peter Hynes and Ben Alexander have been included in a 30-man line-up.
Tries from Romain Terrain and Iosefa Tekori helped the visitors into a 14-10 half-time lead, with Ben Cairns crossing the line for the home side.
The Ben-my-Chree suffered damage approximately four metres above its water line but no passengers were injured.
BBC: Isle of Man ferry collision: Ben-my-Chree back in service
There were 10 Edinburgh players in the starting line-up when Scotland beat Argentina, with centre Ben Cairns impressive, so it's a pity injury will see him sidelined for the first month of the campaign.
In line with other art-world powerhouses like Gagosian and Ben Brown, White Cube chose Hong Kong for its first foray into the region, and this is also the esteemed contemporary art gallery's first overseas branch.
The Blues' preparations had suffered a blow as the late withdrawal of full-back Ben Blair with a hamstring injury prompted a reorganisation of their back line.
But Jones was too slow to fill his defensive channel after a line-out and Phil Godman raced through the gap to let Ben Cairns finish under the posts, Paterson converting.
At a news conference, Fed Chairman Ben Bernanke said he didn't see the recent stock-market gains as out of line with historical patterns and underscored the central bank's commitment to monitoring developments in Cyprus.
England were forced to change their line-up when Michael Shenton was stretchered off after a clash of heads with prop Ben Hannant.
Wood's inclusion means that over a third of England's starting line-up will get their first experience of playing a Test in Cardiff, with Ben Foden, Chris Ashton, Shontayne Hape, Ben Youngs and Dan Cole also new to the Millennium Stadium Test experience.
BBC: Six Nations: Tindall leads England as Wood handed debut
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