Only about 1% of the loans originated in 2011 and packaged into auto asset-backed securities are expected by Fitch to default, compared with 2.6% of the loans in auto deals originated in 2007, Mr. Bella said.

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"He was very protective of his (younger) sister, Bella, " Vasquez said.

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New York City resident Bella Vellaguerre, 25, said that she was happy with her iPhone service until this past summer, when dropped calls became more frequent.

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Ms Carter said she had dialled 999 after Bella had a fit and stopped breathing.

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John Bella, managing director in ABS at Fitch Ratings, said net losses on auto asset-backed securities have fallen steadily since the crisis four years ago, and the deals are now backed by stronger collateral, or loans made to so-called prime borrowers.

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Mr Barnaby said naming their new baby after the pub was a good way of capturing Bella's birth.

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