The service assumed trust returns were being filed by fusty bank trust officers, explains Dale Hart, who heads up the IRS' belated efforts to contain the trust contagion.

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The company ignores the new markets that revitalize industries, flails in belated efforts to rekindle growth, and succumbs to competitors who have been more patient and strategic in laying the groundwork for sustained success.

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Economic slowdowns worsened even as markets spiked-up in a rally since June fueled entirely by hope, a rally that already factored in much of what can be hoped for from the belated and in some cases still absent rescue efforts, a rally that has the market at multi-year highs, a feat usually accomplished only in times of booming economic conditions.

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