Similarly, regulation can affect the behavior of individual employers without having any perceptible impact on the market as a whole.

FORBES: Regulations Are Very Expensive, But Their Economic Value Is Negative

They can promote policy and advance ideals and people who will shape regulation, reform and behavior in the years to come.

FORBES: Magazine Article

It took a number of years of flawed policy decisions, of an absence of appropriate oversight and regulation, of unfortunate risky behavior in our financial markets to precipitate the economic free fall that we all experienced in 2008 and 2009.

WHITEHOUSE: Press Briefing

That's why there are rules--Regulation M--governing such behavior.

FORBES: Magazine Article

Simpler, transparent regulation with teeth that in fact materially penalizes corporations for bad behavior.

FORBES: Slow Growth Will Destroy America

Nor does increased internal and external oversight and regulation appear to have decreased the level of risky or illegal behavior in banks.

FORBES: It Is Time For Real Bank Clawbacks