"It's basically telling people to beg, borrow or steal to buy a home, and that's exactly what they've done, " says Edward Kleinbard, a professor at the University of Southern California's law school and former chief of staff for Congress' Joint Committee on Taxation.

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She said hers was a "working-class family" and it had to borrow and beg to get the money.

BBC: Molly Askam

Mrs Kennedy said that neither her sister, Kane's mother, nor her mother Mrs Milward, could cope with his drug problem which led him to beg, steal and borrow to get his next fix.

BBC: Kathleen Milward and Garry Kane

That being said, if I was so inclined, I could probably beg, borrow and steal my way to a down payment and a loan on my red, swoopy dream and have it parked in my driveway in a couple of weeks.

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