Before dumping a co-founder, also make sure you have access to key information, such as the firm's bank account and Internet passwords, and that any intellectual property critical to the business is owned by the firm and not the person you're planning to push out, says Anthony McCusker, a partner with law firm Goodwin Procter in Menlo Park, Calif.

WSJ: Splitting With Your Company's Co-Founder Is a Tricky Task

Health care costs also include payments to cover deductibles (the amount you pay for treatment before the insurance kicks in) and co-payments to doctors and hospitals--meaning that the overall health bill takes an even bigger bite.

FORBES: Magazine Article

Health-care costs also include payments to cover deductibles (the amount you pay for treatment before the insurance kicks in) and co-payments to doctors and hospitals--meaning that the overall health bill takes an even bigger bite out of household income.

FORBES: How To Find The Best Deal On Health Insurance

You want to actively deal with bad co-workers before the problem becomes entrenched.

WSJ: How to Handle a Bad Co-Worker

Shopping around at different hospitals before you have an expensive procedure can save you thousands of dollars when it comes time to pay co-payments.

CNN: Five mistakes that will land you in medical debt

The iconic co-founder of Apple, too soon taken from us, knew what you wanted before you knew you wanted it.

FORBES: RIP Steve Jobs: We're Glad You Knew Us