And we've got to tap into the basic character of this country, because our character has not changed even though we've gone through some tough times these last few years.

WHITEHOUSE: Remarks by the President at a Campaign Event

This has changed not only because of China, India and Brazil having much more weight around the table but also countries in Africa, in the Caribbean, in the Pacific Ocean now have the capacity to negotiate.

FORBES: Navigating The World's Trade Winds

This has happened because India and its companies have changed, but not enough.

ECONOMIST: Indian takeovers

But to the extent that they have changed, they should be seeking conventional mortgages, and because this has been in the news, hopefully, this will make them aware.

NPR: Beware the Bad Home Loans

This has changed in the past 15 years, kids have to make a decision which is tough because most kids don't know.

BBC: Aussies lick their wounds