Kozlowsky's department is among those that have helped in the Newtown force in the days since the shooting -- days with a seemingly endless procession of funerals, with families trying to bear up under unbearable mountains of grief.

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"But the real problem is that in the absence of comprehensive immigration reform, you're asking the state, you're asking officials of the state, like the people of the department of motor vehicles, to, in effect, ratify someone who is not here legally as someone who is going to be given a privilege, a document from the state, and, you know, it just didn't bear up under a lot of scrutiny, " she explained.

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The Fed and other regulators will work hard to ensure that Bear ends up under the wing of a stronger rival.

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