In the business of trading risks around, insurers use a peculiar kind of bookkeeping that will be familiar to anyone who has played the lottery.

FORBES: Passing the Trash

For example, the New College of the Humanities will offer a liberal arts education of the kind which will be familiar to American readers and is so lacking in Europe, where most generally students must pick a topic of study (often vocational) upon their leaving the secondary school system.

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This represents a kind of double charging that you might be familiar with if you've either been a prosecutor or a defense lawyer.

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It was torn down in 1963 and replaced with the current, smaller Penn Station, notable for its blandness topped with the familiar, circular Madison Square Garden, among the first buildings of its kind to be built above the platforms of an active railroad station.

WSJ: Plans languish for overhaul of NYC's Penn Station