Who among those of us who are lucky enough to be insured against illness would not like to be able to understand, in advance, what it is likely to cost us out-of-pocket should we find ourselves engulfed in a battle with cancer or some other unpleasant medical experience?
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Swiss Reinsurance, the world's second-largest reinsurer, told the BBC News website that economic losses were estimated to be higher than insured losses (expected to be around 500m Swiss Francs).
If the 80% MLR target is missed, rebates are to be given to the insured members.
That level represents the amount of savings that are supposed to be insured if a bank collapses.
Many tour and cruise operators require you to be insured and offer a policy, for which they get a commission, but most will let you buy that required insurance elsewhere, so shop around.
For the insurance company also gets to hold that premium income until the insured losses need to be paid.
From afar, it would be easy to underestimate how thoroughly depositors in Spain and Italy understand that they are inside the magic circle of "core Europe" and have nothing to fear from the Cyprus precedent, in which insured bank depositors might be asked partly to pay for their own bailout.
He added that the Swiss themselves tended to be well insured for their own property, which is why that figure is so high.
All insured depositors to be protected.
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This will not be helpful to US banks which may have insured the European banks through the use of credit default swaps if these insurance contracts have to be unwound upon a Greek bankruptcy.
And just as the financial risk of a fire can be insured, so too can risk to the human body.
Every American could be insured tomorrow if the money devoted to regulating health insurance was spent instead on health insurance.
President Obama says he wants big changes, more people should be insured and health care costs have to come way down.
So government insured deposits still could not be used to speculate in riskier investment banking activities.
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The result, now and increasingly in the future, is shortages of service for those who were supposed to be helped by Medicaid, and an increased cost burden for those who are insured and able to pay.
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On the first, Harald Benink of Maastricht University and George Benston of Emory University told the conference that deposit guarantees should be explicitly confined to accounts paying a relatively low rate of interest, and that these insured deposits should be more than fully backed by safe liquid assets (such as treasury bills and commercial paper).
Even if it was not insured, there would presumably be pictures or other evidence to establish whose house it really was hanging in.
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Disturbed would be the certainty of uninsured creditors that they would be bailed out to minimize the cost of bailing out insured depositors.
And insurers have little incentive to invest now in a person who will be insured elsewhere tomorrow.
And so we want to be able to make sure that those young people can stay insured until they get a job that has health insurance.
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Here is an example: one of the orgs cited in this article is run by a bevy of former major health insurer employees and largely governed by major insurers who claim to be advocating transparency on behalf of self-insured employers.
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The prime minister, Wlodzimierz Cimoszewicz, made the mistake of suggesting early in July (before the full scale of the disaster was known) that there would be no state aid for victims: the floods, he said severely, should be a lesson to the millions of Poles who are not privately insured.
You might be able to put down less than 20% by having your mortgage insured against default.
Deductibles now can reach 5 percent of insured value when a hurricane hits, raising questions about whether some homeowners will be able to afford repairs.
The House bill includes Democratic proposals for a public option, mandates that people be insured and that employers provide coverage, and eliminates a pre-existing condition as a reason to withhold coverage.
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This means that people differ in how much they value being insured against bad outcomes, and those who value insurance the most also happen to be those who have low expected costs.
While the current ratings of bond insurers lend nothing to the credit standing of the bond issuer, most insured issues should still be viewed as having viable insurance backing in case of distress.
In order for any film to be made, its stars--track record or not--must be insured.
To make these protections affordable, people with and without pre-existing conditions should be insured, since everyone at some time needs health care.
Decisions on paying claims have to be made quickly--in California, usually within 30 days--and the insured gets the benefit of the doubt.
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