Positive behaviors that appear to be now entrenched include saving more in 401(k) plans, paying down debt and taking greater care to invest wisely.
The subcommittee recommends an examination of how competition can be increased in a ratings business, a challenging task with the Big Three so firmly entrenched in the investment and regulatory community.
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But editor Sue Butler says it will be expanded to ''entrenched prejudice against women'' in the next edition.
But, with the war-minded nationalists still firmly entrenched in Serbia, the notion that independence might be negotiable seems far-fetched.
We need to move beyond entrenched and extreme positions to find ways in which we can be heard by one another, and in which we can accept and respect (and even value) difference.
But being heard in a city dominated by entrenched interests and established industries will be a challenge.
Only by abandoning slogans and entrenched political posturing will we be able to turn to solutions that are rooted in science and economics.
Both are also entrenched in their media businesses, have little interest in would-be successors and are prepared to wage war to protect their empires.
Mr Sharansky's position is particularly exposed because he is the minister of the interior, and thus the man who must defend in court the entrenched Orthodox monopoly on determining who is to be registered as Jewish under the law.
On the other, it must ensure that this year's rise in inflation, which it thinks will be temporary, does not become entrenched through higher inflation expectations.
England at the time could in no sense be described as a democracy, but the idea of accountability was entrenched at all levels of society by centuries of the common law, creating the political conditions for a constitutional monarchy and a dynamic economy.
Along with an entrenched and historic reputation for academic freedom, US universities also continue to be some of the wealthiest in the world, and are able to command high tuition fees and often large donations from wealthy alumni, he says.
Many political observers believe the race will be tight, with the National Front potentially edging out Anwar's alliance partly because of its entrenched support in predominantly rural districts.
Reed used his insight, based on some compelling math, to predict in the 1990s that eBay would soon outperform Yahoo even though Yahoo seemed to be as firmly entrenched at the time as Google is today.
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The same may not be true for unskilled workers in Germany, who will have to find work at rates dictated by Germany's entrenched system of centralised bargaining.
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