While you may still need a local account for some things, the bulk of your checking can be done online.

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However, according to Pang, only a portion of these transactions will be done online, because consumers are still resistant to this technology.

CNN: Online bill payment becoming popular with consumers

With more Christmas shopping expected to be done online this year than ever before, you should watch out for those that would exploit the deadly sins.

BBC: Viewpoint: How hackers exploit 'the seven deadly sins'

Shopping can be done online, instead of buzzing off to the supermarket or the mall: one van delivery can do the work of many individual shoppers in their cars.

ECONOMIST: Driving

Some say that very little can be done to manage your online reputation, but I have to disagree.

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Cybersecurity can be done without sacrificing Americans' privacy online.

CNN: Reddit co-founder urges tech leaders to fight CISPA

This can also be done in an automatic fashion by collaboration of social networking sites and online stores, but that would upset privacy advocates and everyone else involved.

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Work should also be done to see if there are technical means that can oversee where people go online and warn them about illegal or harmful sites they may visit.

BBC: Video games ratings face overhaul

If Yahoo can figure out how to translate eyeballs into paid subscribers as America Online (nyse: AOL - news - people ) has done , it could be one of a handful of Internet plays with a sound business model.

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