The other side is spending more money than any time in history, and every ad is basically the same.

WHITEHOUSE: Remarks by the President at a Campaign Event

First, the entire article is a guy taking an email promotional ad from one company and basically claiming a competitor, ZAGG, is a fraud.

FORBES: Another Blow to ZAGG's InvisibleSHIELD Delusion

Basically, the changes were made so Instagram can find ways to increase ad revenue without spoiling the UX with banner ads, but the service still retains the rights to use your information in ads -- and yes, even users under 18 are included.

ENGADGET: Instagram responds to user concerns, adjusts new Terms of Service to allay fears