Until now, the mobile hotspot market has given users essentially two basic payment plans, both of which are borrowed from the phone market: You can prepay for some fixed amount of data and re-up when you run out, or you can plop down a monthly fee for a capped per-month allocation of bits.

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If a large enough percent of the population becoming ZMP, it creates a large constituency for a basic income payment.

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Bob Cortopassi, Accelerated Payment Technologies' compliance security officer, said the breach happened because of a "lack of basic security requirements" and isn't the fault of its payment system.

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It will involve merging the state second pension with the basic state pension, to create one flat-rate payment.

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But the most common mistake of people who have trouble paying off student loans is failing to understand what they're getting into, even overlooking details as basic as the interest rate and the consequences of missing a payment.

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Rather than charge users to buy software, publishers opted for a "freemium" model, in which the basic product was given away but premium add-on services or features involved payment.

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For some reason people associate the word 'basic' with 'universal' and assume that everyone is entitled to the full-rate basic state pension when they achieve whatever retirement age is relevant for them to be entitled to payment.

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