Interest rates are already ridiculously low and workers come at a bargain-basement price (as they always do when unemployment is high).

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It's a long way from the childhood bedroom with a few posters tacked to the wall, or the high-school hangout carved from a wood-paneled basement.

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Behind the till in the basement of Hatchards, a bookshop in London's Piccadilly, is a high shelf, well out of customers' reach, with a row of paperbacks.

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