Colin Macleod, a nurse based in Stirling, said he had attempted to log in to his Tesco internet savings account on Wednesday morning but could not access his money.

BBC: Tesco Bank faces fresh online access glitch

Taking that proposal a step further, he suggests that Uncle Sam could adopt a system similar to California's "ReadyReturn" program, where taxpayers can log on to a database and see the government's estimate for their tax returns based on historical and wage information.

FORBES: In The Future, Tax Filing Will Be Easy