The Project SERV grant will help fund grief support groups for siblings who lost classmates, skill-based counseling for students suffering posttraumatic stress, security guards, an academic-booster summer session for students, and many other services.

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If your financial problem is complicated and requires a full financial planning analysis, you may want to see if your employer offers a phone based financial counseling through a financial education company, where you can call and get immediate access to actual financial planners who are employed full time as educators.

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Bankers are at higher risk for burnout and mental-health problems due to the volatility in their profession, says Alden Cass, a New York-based clinical psychologist who specializes in counseling Wall Street professionals.

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Some employers offer financial education and planning around specific life events, either through providers who specialize in these events, such as College Coach, which helps parents with the college planning process, or through broad-based financial education programs that deliver workshops and counseling around these events as part of a financial education and planning benefit.

FORBES: Financial Planning for Free: What's the Catch?