Brad Smith, an analyst at Stonecap Securities, wonders whether the bank will return its cost of capital.
The Spanish government holding 45pc of the bank in return.
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If the bank meets its return-on-equity goals, however, a portion of the profits goes into the bank's pension scheme, which is its largest shareholder.
Equity-linked CDs are issued by a bank, so return of principal is guaranteed by the FDIC.
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The bank plans to return money to shareholders, buying back up to 10% of its equity.
But Deutsche Bank's boss, Rolf Breuer, having been rebuffed by the French, is desperate to raise his bank's return on capital.
However, officials from the troika - the International Monetary Fund, the European Commission and the European Central Bank - will return in April.
True enough: the investment bank's return on equity was 10.2% in the first half of this year, while retail banking made a loss.
The bank has a return on equity rate of 10.4% in fiscal 2011, and a return on assets rate of 0.60% in 2011.
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Recently, RBS's chief executive Stephen Hester insisted that the bank's return to the private sector was on track and could be completed within two years.
Account-holders are not depositors but investors who get a share of an Islamic bank's revenues (and thus always get a return even if the bank were to post a loss).
In the same quarter the bank generated an annualised return on equity of 21%.
Portugal's central bank is forecasting a return to recession, with GDP falling by 1.3% in 2011.
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"This is an extremely well-run, well-capitalized bank with 35% return on equity, " he says.
Investors seem to feel that these moves will be sufficient to return the bank to profitability.
However, more Bangladeshi officials will have to step down before the World Bank is prepared to return.
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The return of bank lending in South Florida partly reflects the condo market's rebound from the wreckage of the housing bust.
That gift comes from the return the bank gets on its investments.
The bank predicted Germany would return to strong growth in 2014.
At the moment the most worrying distortion is that the low return on bank deposits is fuelling asset-price bubbles as households seek higher returns by buying shares and property.
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The giant American bank delivered an average annual return of 37.3%, nearly four times its cost of equity.
Palestinian officials want all settlement activity in the West Bank to stop before they return to negotiations with Israel.
Abouhossein sees regulation cutting into bank profitability overall, with return on equity, a measure of profitability, falling to 12% from 19% for big banks.
Now that Google's license to operate in China has been renewed, the investment bank expects some advertisers to return to the world's largest search engine.
The Israel Museum has countered that it is responsible for custodianship of archaeology in the West Bank and that it would return the artefacts to their original site when the exhibition closes.
Its chairman, Sir Philip Hampton, said the bank might be ready to return to the private sector in 2014, following a huge restructuring programme that includes winding down the investment banking operation.
Somebody at the brokerage or bank guesses what the annual return will be, and the investor must pay taxes on this theoretical return each year even though he has no cash in his hand.
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According to the Deutsche Bank Long-Term Asset Return Study, the last time interest rates were near current levels, in the 1950s, Treasury bonds lost 40% of their inflation-adjusted value over the following three decades.
That was something of a black eye for the bank when compared with rivals, as the likes of JPMorgan Chase and Wells Fargo won approval to return more capital to shareholders and Bank of America knew better than to even ask until 2013.
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