During the savings-and-loan crisis of the 1980s, bank regulators lurched from laxity to zealotry.
Rumors say bank regulators want the big banks to have ratios of at least 13%.
Mr Dodd had originally planned to merge America's four overlapping bank regulators into one.
Bank regulators have tried to respond to this trend by drafting new rules on bank capital.
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For example, the CFPB has to consult with other bank regulators before issuing rules.
That said, monitoring hotel occupancy is not an activity that bank regulators routinely undertake.
There were a handful of bank regulators, but they never were in the business of consumer protection.
Democrats want to take that job away from bank regulators and give it to an independent agency.
The same morning, America's four federal bank regulators issued an unusual warning to banks: lend more or else.
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New York bank regulators said they are also discussing the issues with virtual currency exchanges operating in the state.
The same flawed thinking led bank regulators to create the backward-looking Basel models for setting capital levels in banks.
And the reason for that is we want to make sure that our bank regulators are free of political influence.
These include reforms that would affect bank regulators, supervisors and accounting standard-setters, and cover bankers' pay, derivatives trading and rating agencies.
What an activist-minded Treasury chief and the SEC should do is make sure that bank regulators and the accounting profession don't overreact.
Because the current system puts bank regulators in charge of protecting consumers.
Indeed, bank regulators, who were in charge of enforcing CRA standards, could hardly disapprove of similar loans made to better qualified borrowers.
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Some of the blame lies with bank regulators, who were just as blind to the dangers ahead as the firms they oversaw.
The Fed and other bank regulators stood by as the bubble ballooned.
All this means that bank regulators will have to rethink their role.
Thirty-three of the 48 American banks that offer international remittance services are in the mid-west, and America's bank regulators are encouraging the efforts.
The FDIC, like other bank regulators, has been encouraging banks to raise capital levels to buffer against the expected rise in losses and write-downs.
So much money was lent so quickly that Chinese bank regulators spent the better part of 2010 just figuring out where it all went.
Capital One Financial announced settlements with two bank regulators on Wednesday over deceptive marketing practices related to add-on products sold to credit card customers.
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In fairness to them, they're a little bit caught in between, because bank regulators are looking at their books and saying, boy, that was a real mess.
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Taking some powers from the Fed and other bank regulators, this would have broad rule-writing and enforcement powers over mortgages, credit cards and the like.
Paulson, the president and the SEC should also give firm orders to bank regulators to start exercising common sense with regard to their mark-to-market mania.
U.S. bank regulators settled with mortgage lenders over seedy foreclosure practices.
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China's bank regulators have been working to curb bank off-balance-sheet lending.
The Republican argument for leaving the bank regulators in charge of protecting consumers is that there is some conflict between consumer protection and the health of financial institutions.
The Republican alternative just picks an existing consumer office from one banking regulator and drops it into another bank regulator that would be totally subordinate to bank regulators.
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