Does a bank offer a full range of services to all comers, or focus on a narrow stratum of services and customers?
Mortgage rates are based off Libor, or the London Inter-Bank Offer Rate.
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The Indian Loan Programme helps its bank partners offer lower interest rates, longer payback periods and smaller deposits.
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Apple has partnered with China Merchant Bank to offer customers the option of paying over 3, 6, 12, 18 or 24 months.
Schemes to back small businesses, set up an infrastructure bank or offer assistance for firms that hire the long-term unemployed are all marooned.
The capped rates the central bank can offer on its bills are not very attractive to commercial banks, which often fail to bid for them.
After all, a bank can offer customers money (whatever happened to toasters?) in the form of discounts on loans or higher interest rates to reward multiple accounts.
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For shareholders, too, the universal bank may offer false comfort.
And he made a good point that banks should look at their IT in terms of what they need to run the bank and what they need to change the bank or offer differentiated service.
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An Islamic bank cannot offer a fixed interest rate to those who trust their savings to it for safekeeping, but it can give them a gift that acknowledges the time value of money in appreciation for the use of funds by the bank.
Late last month Bank Vontobel, another Swiss private bank, abandoned its plans to offer an online bank aimed at the mass affluent, citing costs and the time required to make profits.
Using advanced analytics, it can understand the next best offer to make when a customer interacts with the bank, and the offer can go out across any channel.
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The deal leaves Santander as the only major UK bank not to offer such access.
The cell phone is important because it can offer bank-like services without the need for expensive branch offices.
Giving the region more independence from existing international financial institutions, the bank would also offer the region added insulation from global shocks.
The bank's offer has already been extended once because of lacklustre response.
As for the Royal Bank bid, NatWest said it would respond to that in greater detail once the Scottish bank released its offer document later this week.
Aside from the central bank's offer to let the mortgage buyers borrow funds if necessary, the rescue proposals outlined by Treasury Secretary Paulson on Sunday require congressional approval.
Spain's banking sector may have proven relatively resilient so far, with Banco Santander even making acquisitions in the current environment, but the Spanish press claimed on Monday that the government was now considering buying bank and savings-bank debt to offer support.
The European Central Bank's offer to buy unlimited quantities of the bonds of governments that have requested support from the euro zone's bailout funds has already eased fears of a euro break-up, serving as a reminder that it is always a mistake to underestimate the power of a central bank.
The Italian bank UniCredit plans to offer new shares at a steep discount to raise capital.
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As a result, banks and building society have been encouraged to offer basic bank accounts.
Gold market bulls are disappointed the Cyprus bank debacle did not offer more lasting support for the safe-haven precious metal.
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Locascio said, "I'd be disappointed" if the bank turned down her offer.
Citibank and Bank of America now offer American Express cards, the result of an antitrust lawsuit AmEx won against Visa and MasterCard in 2005.
The bank made a cash offer for the junk-bond portfolio and arranged for a new insurance company, Aurora, to take over Executive Life's insurance contracts.
In addition, the Bank of England, the Bank of Japan, the European Central Bank, and the Swiss National Bank will continue to offer three-month tenders until further notice.
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