Small companies with bank lines are often borrowing at 3.5% to 4.5% interest.
FORBES: Procter & Gamble: Basis Point Wise, Percentage Point Foolish
According to the Federal Reserve, only about one-third of small-business applications for bank lines of credit were approved in 2009.
FORBES: Credit Card Tip Of The Week: How To Choose a Safe Small-Business Card
In 2008, Ventas accelerated its balance sheet and liquidity improvement by raising equity, selling assets and increasing bank lines of credit.
After 23 years in business the couple relies on a patchwork of bank lines and credit cards, with interest rates from 12% to 15%.
FORBES: Funding Universe Matches Entrepreneurs With Loans. Is The Advice Worth The Price?
Many small businesses, though, are not eligible for bank lines.
FORBES: Procter & Gamble: Basis Point Wise, Percentage Point Foolish
The bank currently provides lines of credit to more than 1.5 million small businesses, he added.
Corporate titans, including those with stellar ratings, are drawing on revolving bank-credit lines to secure rainy day funds until the credit markets calm down.
Figures from the central bank show that credit lines to finance trade, normally considered low-risk, are running at about half the level of mid-September.
Like bank loans, credit lines come with strictures called covenants.
Victor Shih of Northwestern University, in Illinois, thinks they could already be as high as 11.4 trillion yuan (with another 12.7 trillion in untapped lines of bank credit).
She turns tedium into academic opportunity while waiting in long lines at the bank or the market.
WSJ: Interesting Fact: There's a Yawning Need for Boring Professors
Customer lines at other Equity bank branches often snake out the front door.
Other popular methods are borrowing money from family and friends, using home equity lines of credit, bank loans, Small Business Association loans, and even credit cards (Hisrich, et al., 2010, p. 310-313).
FORBES: So You Want To Be An Entrepreneur? Here Are Creative Ways To Fund Your New Venture
This is why there is no international standard on tax evasion or tax competition along the lines of international standards on bank regulation or fighting financial crime.
The U.S. Treasury and the Federal Reserve were working with the bank to help it resolve its difficulties, though a bailout along the lines of the one for mortgage giants Fannie Mae and Freddie Mac or investment bank Bear Stearns seemed unlikely.
Few small businesses in Indonesia are able to open lines of credit with a major bank.
FORBES: Billionaire Ciputra Trains Indonesian Migrant Workers to Be their Own Boss
In January, some small-business borrowers at Bank of America were asked to repay their credit lines in full.
WSJ: Wells Fargo to Increase Interest Rates on Some Small-Business Credit Lines
No lines of dispossessed depositors formed amid Baring Bank's collapse.
World Acceptance funds itself through lines of credit from Wells Fargo and Bank of America, so those banks already have exposure to consumers with lower credit scores, who pay higher interest and pose a greater risk of default.
Stewart Johnson, a securities analyst with Friedman, Billings, Ramsey, an investment bank, reckons that many of Genworth's lines, including fixed annuities and long-term care plans sold in the mid-1990s, along with a business in Britain that pays bills in the event of unemployment, were returning less than 6%.
Although Mr Meshal has more weight, plenty of other Hamas leaders have said many times that Israel is a reality, that they want a Palestinian state along the 1967 ceasefire lines (ie, in the West Bank and Gaza only), and that one day, perhaps after a few decades of peaceful coexistence, they might put the question of formally recognising Israel to a Palestinian referendum.
ECONOMIST: Israel exists. A Hamas leader briefly admits the obvious
Fewer bank branches often mean long distances to travel and long lines once you've arrived.
With indications that the new plan will include restructuring Cyprus' troubled banks, including the country's second-largest lender Laiki, angry lines of people formed at some of the bank's ATMs in the center of the capital.
For a bank to boost capital by withdrawing credit or exiting important business lines would be counterproductive.
Commentators estimate bank profitability will reduce by 20-40% for some business lines and geographies.
FORBES: When Banks Use CRM Technology, Customer Service Improves
This follows the lines of Mr Mofaz's initial policy in the West Bank, when he was army chief of staff.
Staff and lines of businesses will have to show they add value to a bank, not just increase its revenues.
There was an air of tension as eyes scanned each bank, eagerly searching for movement, for anything that would break the green lines of vegetation.
Ricardo Hausmann, chief economist at the Inter-American Development Bank, wants international institutions to promote this market by offering countries such liquidity lines jointly with commercial banks.
It was largely the discovery of Martin Ravallion, a researcher at the bank, and two co-authors, who noticed that the national poverty lines of half-a-dozen developing countries clustered around that amount.
应用推荐