Argentina's problem was that bank deposits and loans were largely dollarised, creating huge problems when its currency sank.
Argentina's economy was largely dollarised: 70% of bank deposits and 79% of loans were in greenbacks.
In July, Wells Fargo reported that second quarter earnings had plummeted by 37% as the bank continued to haemorrhage both deposits and loans.
The bank, like any modern one, held deposits and made loans, dealt in bills of exchange, changed money and conducted business abroad.
Erste Bank also has a policy of balancing loans and deposits.
Banks are racing against each other to see which can do the deal with the thinnest spread between interest rates the bank charges on loans and rates it pays on deposits and borrowing, McPeak said.
The bank attracts deposits and originates and purchases one to four family residential mortgage loans, commercial real estate loans and multi-family property loans.
In the old days, it was still respectable to run a bank in the George Bailey tradition, taking deposits for your customers and making loans to them.
The bank's ratio of the loans it has made to its ostensibly stable and reliable deposits is now 112%, down from 154% three years ago.
Tokyo Star Bank has tried to execute a niche strategy, aiming at consumers both for liabilities (deposits) and assets (loans).
With modern bank holding companies engaged in both the securities business and the commercial banking business (at its core taking deposits and making loans), how are the regulators going to mesh these laws together in their regulatory activities?
Borrowers house their deposits in a bank they collectively own, and now that the institution is self-sufficient, borrowers are effectively making loans to one another.
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