The EU wants a bank contribution to bailout costs and it is focusing on the bank levy, which would set aside a pound of flesh to cover prior or future bank bailout costs.
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It has an ally in the IMF which has called for the BOE to slow the Basel III implementation timetable and look for ways to reduce bank funding costs by buying private sector assets such as bank bonds and providing long-term facilities such as are offered by the European Central Bank.
It is discussing schemes with the BOE to reduce bank funding costs and lower credit costs for house-building and infrastructure spending.
The evidence confirms that countries with the highest proportion of state-owned banks have the highest bank operating costs and the largest proportion of non-performing loans.
But they do include the impact of continued uncertainty about it - for example, the fact that fears about Europe continue to push of bank funding costs.
Keep in mind that, as it stands, Cyprus is suffering deflationary effects, bank closure costs, capital controls, yet without getting the redenomination benefits and independent monetary policy benefits of leaving the euro.
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Bank borrowing costs reached 6.88% on September 30th, more than three times the level of official American rates, while some were willing to pay a remarkable 11% to borrow dollars from the European Central Bank (ECB).
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As ever, the argument would be that the Bank cannot hope to control what is happening across the Channel, or prevent it from darkening the prospects for the UK. But it can do all it can to offset the upward pressure on bank funding costs and the downward effects on confidence.
Wells Fargo figures its highly integrated technology reduces risk, cuts marketing costs and lets the bank grow profits while reducing costs to customers.
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More recently the bank has kept costs down only by tiering storage and playing off vendors.
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The move comes as there are worries about European sovereign debt and bank-funding costs.
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Stripping out charges, the bank's costs also rose, reflecting costs to implement job cuts and improve its IT.
The gauge, a measure of bank-borrowing costs that is calculated daily in London, has steadily increased in recent weeks from a low of 0.245% in mid-June.
None of the big New Zealand banks currently meets the new threshold, and because longer-term borrowing is dearer, the central bank expects lending costs to increase by 10-20 basis points.
Ireland's central bank welcomed the commitment of euro-zone leaders to help the country reduce its bank-rescue costs, but warned the initiatives they have taken so far are failing to tackle Europe's wider debt crisis.
The European Central Bank will move in coming weeks to create a mechanism that could purchase bonds and lower borrowing costs, bank president Mario Draghi said this morning.
The consequences of even small changes in a bank's borrowing costs can be extreme.
Many EU countries can object to an FTT, since the bank levy is the main bank contribution to bailout costs.
FORBES: European Union To Talk Bank Levy, Financial Transaction Tax
Risk aversion also adds to interest rate costs on short term bank loans, and with Russia considered a risk investment, loan costs inevitably rise.
Also, that having money in the bank to cover unexpected costs or gaps in income gives you the breathing room necessary to try new things.
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Surprisingly, much of the specific bank and automaker bailout costs were subsequently repaid, and the government actually made profits on some of the other assets it took over.
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What finally saved the city was anxiety about the fallout, in the form of possible bank insolvencies and borrowing costs for the rest of America, had it been unable to pay its debts.
The bank's so-called core Tier 1 capital ratio under new regulations known as Basel III rose to 8% from 6% a year earlier, then dropped to 7.8% after the bank provisioned for legal costs.
The second question is a particularly resonant one - in that Mr Diamond has told the regulators that he neither instructed Barclays' managers to understate the bank's borrowing costs nor did he know this is what they were doing.
We need Paul Tucker's side of the story to evaluate whether he did indeed nudge Mr Diamond to a policy of economy with the truth on the bank's borrowing costs - and, if he did so, whether he was responding to pressure from what Mr Diamond calls "senior figures in Whitehall".
In addition to being credit negative for Cypriot banks, the willingness to impose losses on bank depositors signals that burden-sharing for senior unsecured bank debt, and potentially deposits, is a viable and realistic policy option for governments in the euro area and perhaps elsewhere in Europe to limit the financial and political costs of bank bailouts.
In the U.K. where regulatory pressure has already led to substantial deleveraging, bank lending has slumped, borrowing costs have risen, the economy has flat-lined and bank shares have crashed.
This mammoth World Bank report assesses the imminent costs of climate change in three east megacity ports: Bangkok, Manila and Ho Chi Minh City.
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The toxic correlation of sovereign and bank borrowing rates implies that the rise in government financing costs will be felt in terms of higher bank lending rates.
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According to Morgan Stanley, an investment bank, debt-servicing costs are at their highest as a share of disposable income since the recession of the early 1990s (see chart).
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