The central bank issues bills to mop up the liquidity created from buying reserves, which obliging banks hold at low rates.
If you think these currencies won't drop further, find a bank or broker who can buy local treasury bills or high- quality bank deposits.
You can bank online, pay bills, shop, buy stock and videoconference all from your mobile phone.
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To compensate, the bank sells its own bills, thus taking yuan out of circulation.
Members of the public are being warned to be more vigilant about discarding personal records, such as credit cards, bank statements and utility bills.
And last month, new powers came into force which allow investigators to cross-check suspect benefit claims with records held by other government departments, bank accounts, utility bills and university registers.
They are already on the line for last month's rescue of Korea First Bank, and face additional bills as other banking companies need emergency help.
The capped rates the central bank can offer on its bills are not very attractive to commercial banks, which often fail to bid for them.
Some of that comes from persuading the 58% of U.S. households that are not banking online to make the switch, and getting those already online to do more, like paying bills via their bank.
Only 22% of Americans pay their bills online through their bank, reports TowerGroup, a Needham, Mass. research firm.
On September 3rd, the three opposition parties unveiled their own package of bills for dealing with bank failures.
African banks are using mobile technology far more than is common in the U.S. In Kenya, bank customers can pay their utility bills, and even bread and milk delivery through their mobile phones.
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"It is not a bank's job to sit home and get a big spread on treasury bills and make money in the money market, " State Bank Governor Ishrat Husain told reporters in Karachi.
It would take in the money, put it in its bank account, and when presented with bills that were approved, would pay those bills.
Fraud on your debit card can cause you to lose access to the funds you need to pay rent and bills, even if the bank ultimately finds in your favor.
As Sir Mervyn went out of his way to point out, this is in no small part because of government policies - notably the rise in tuition fees and administered increases in transport and utility bills - which the central bank could not predict, let alone control.
The European Commission has warned that the bills on Hungary's central bank, the judiciary and data protection authority put those bodies' independence at risk.
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Most ordinary Swiss still pay their bills by withdrawing money from a bank account, taking it to the post office and then (usually after queuing a little) filling in a payment form.
This acts as a bank account from which all the client's bills and debts are managed.
Another option: Have your bank or broker buy U.S. Treasury bills in a noncompetitive tender at the next auction.
Now, instead of avoiding bills, I actually get excited when my bank statements hit my inbox.
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"The banking industry has the resources to pay the bills, " says Bert Ely, a bank regulation consultant in Alexandria, Va.
Belgian Liberal Philippe de Backer said people can encounter "major difficulties" without a bank account, for example in receiving wages and paying bills, because "cash is being replaced by plastic in our world".
The World Bank is almost doubling lending to Africa, to help foot bills like this.
Paying bills becomes more complicated if someone doesn't have a bank account to draw from.
Apart from the bank's restructuring, lawmakers were looking at a number of other bills including one setting up an "Investment Solidarity Fund" and restricting banking transactions in times of crisis.
Mr. EVAN WAGNER (Vice President of Communications, IndyMac Federal Bank): Is it unfair that one neighbor who is paying their bills every month doesn't get a break that somebody who isn't paying their bills does get?
This is because the bank reserves that the Fed creates are considered money, rather than T-bills.
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People still pay utilities bills directly to the man who reads the meter, and collect bank statements at local branches.
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