Do users really need to wiggle and click their mouse to open an animated door and walk over to a virtual bank teller to check our account balance online?

ECONOMIST: Ban cyberspace

For example, where there are many deposits to a bank account, some of which are allegedly structured and some of which are not, and there are many withdrawals from the bank account, so that the account balance turns over frequently, it is impossible to trace the balance in the account at any given time to one or more specific, allegedly structured, deposits.

FORBES: Nothing Civil About Asset Forfeiture

One way to avoid overdrawing your account is to sign up for e-mail or mobile text alerts from your bank to notify you of a low account balance.

FORBES: Banking

Every transaction changes the balance in your account and as the bank gets new accounts or closes existing ones, that database must be updated to reflect accurately such changes as they happen.

FORBES: Tokutek Makes Big Data Dance

How will CPAs account for this potential risk and cost on bank and hedge fund balance sheets?

FORBES: With Warts, Fin Reg Passes House And Heads To Senate

More good news for bank consumers: since the January 2011 Bank Fee Survey, average minimum balance requirements to avoid fees are lower, and average monthly checking account maintenance fees (for those who pay them) are also slightly lower.

FORBES: Free Checking Options Fewer, But Not Gone

Yet loans that are not actively traded account for some 60% of British banks' balance sheets, for instance, according to a Bank of England paper on fair value.

ECONOMIST: Accounting