During that time average life expectancy increased from 30 to almost 46 years from the time of diagnosis, according to the data, reported in the BMJ.

BBC: HIV life expectancy rises in UK, study finds

This step is particularly important for women, who have lower average salaries, spend more time out of the paid workforce, and have longer life expectancies.

FORBES: Practice Radical Financial Simplicity

Women and anyone else with an above average life expectancy tend to do better because they typically collect benefits for a longer period of time.

FORBES: What Could a Paul Presidency Mean for Your Finances?