Remember that, for 2012, the IRS answered about 68% of calls to the agency and the average hold time grew to nearly 17 minutes.

FORBES: IRS Won't Delay Tax Season For Sequestration

And let's say property prices appreciate an average of 3% a year over the time you hold on.

FORBES: Let Your Landlord Sweat Instead

Those who had spent their whole lives in poverty could hold an average of 8.5 items in their memory at any time.

ECONOMIST: Neuroscience and social deprivation: I am just a poor boy though my story's seldom told | The