This includes creating a budget, ensuring that there will be enough savings for emergencies, and perhaps setting up automatic payments for essential bills.
The IRS has a withholding calculator that can help you determine the correct amount, (click here.) If you make an adjustment, be sure to capture the increase in your paycheck and put those dollars to the best use, whether it is setting up an automatic transfer from a checking to a savings account or increasing your retirement plan at work.
Many automatic transmissions today have a "sport" setting that holds off on upshifts as long as possible and that keeps the gears engaged even when the driver takes his foot off the accelerator.
The short-term increase in the borrowing cap is the brainchild of House Republicans, who wanted to re-sequence a series of upcoming budget battles, taking the threat of a potentially devastating government default off the table and instead setting up a clash in March over automatic across-the-board spending cuts set to strike the Pentagon and many domestic programs.
Quartz movements offer no-nonsense precision without the fuss of setting and winding, though we look forward to a mechanical automatic version in the future.